Legal Notices and Disclaimers
The content of this website is subject to copyrights and service marks owned or controlled by the National Association of Insurance and Financial Advisors (NAIFA) and/or other entities or persons. No material from this website may be reproduced, downloaded, transmitted, distributed, published, modified or in any way exploited or made part of derivative works, in any form or by any means, without prior express written permission from the owner of the material. Personal, non-commercial, use of material from this website may be made to the limited extent that a single machine-readable copy and/or a single paper copy is made of occasional material of personal interest. Website visitors may also use the social media sharing functions, where applicable, to share website material with others. All other rights are reserved.
The NAIFA names, service marks, and logos that appear on this website may not be used in any advertising or publicity, or otherwise used to suggest NAIFA's endorsement, sponsorship of, or affiliation with, any product, service, person or entity, without NAIFA's prior express written permission. Other brand names, product names, trademarks and service marks appearing on this website are the property of their respective owners. This website contains links to other websites. NAIFA has no control over, is not responsible for and does not endorse or recommend such other sites, or the information, products, materials or services available at such other sites, unless such control, endorsement, or recommendation is explicitly stated on NAIFA's website. In such cases, the endorsement or recommendation is strictly limited to the specific information, products, materials or services referred to and none other. NAIFA may allow third parties to advertise on the NAIFA website and to provide a link from the NAIFA website to the third party's website, whereby visitors to the NAIFA website may be transferred to the third party's website. As stated above, NAIFA does not endorse or recommend any such third party or its products or services unless such endorsement or recommendation is explicitly stated on NAIFA's website. NAIFA disclaims all liability for any claims or damages that may result from the use of external websites linked to this site.
THIS WEBSITE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. NAIFA DISCLAIMS ALL LIABILITY FOR ANY CLAIMS OR DAMAGES THAT MAY RESULT FROM THE USE OR OPERATION OF THIS WEBSITE. NAIFA DOES NOT WARRANT THAT THIS WEBSITE WILL OPERATE WITHOUT ERROR OR THAT THIS WEBSITE AND ITS SERVER ARE FREE OF COMPUTER VIRUSES. NAIFA IS NOT RESPONSIBLE FOR ANY DAMAGES OR COSTS IF USE OF THIS WEBSITE RESULTS IN THE NEED FOR SERVICING OR REPLACING EQUIPMENT OR DATA OR IF ANY OTHER CONSEQUENTIAL DAMAGES OR COSTS OCCUR AS A RESULT OF SUCH USAGE. THIS WEBSITE MAY CONTAIN INACCURACIES OR TYPOGRAPHICAL ERRORS. NAIFA DOES NOT GUARANTEE THE ACCURACY, COMPLETENESS OR TIMELINESS OF THIS WEBSITE. CHANGES ARE PERIODICALLY MADE TO THIS WEBSITE AND MAY BE MADE AT ANY TIME.
NAIFA provides the information and services on this website as a benefit and service in furtherance of its nonprofit and tax-exempt status. NAIFA makes no representation as to the suitability of these website materials for any purpose. The information and services on this website do not constitute insurance, financial, investment, estate planning, tax, legal, compliance, accounting, or other professional services or advice. NAIFA reminds members to ensure that the manner in which they sell insurance and other financial products, and the advertising and sales materials they use, comply with state, federal and FINRA/SEC requirements, and the compliance rules of the insurance and other financial companies they represent. The generic nature of information on this website may conflict with specific, and frequently changing, state and federal laws and regulations and the rules of insurance and other financial services companies. If in doubt about compliance issues, check with your company.
NAIFA members and others have provided the information contained in the NAIFA Find an Advisor tool. NAIFA makes no representations or guarantees, and assumes no responsibility or liability whatsoever, in connection with the content, accuracy, operation or use of the NAIFA Find an Advisor tool. NAIFA does not control or endorse, and assumes no responsibility or liability whatsoever in connection with, any communications or transactions that may result from use of the NAIFA Find an Advisor tool. NAIFA disclaims all liability for any claims or damages that may result from use of the NAIFA Find an Advisor tool. Users of the NAIFA Find an Advisor tool agree to indemnify and hold NAIFA harmless from any claim arising from such use.
NAIFA attempts to protect the privacy of those who access the NAIFA website. NAIFA may collect contact and identification information from visitors to the NAIFA website, such as their name; company affiliation; title; telephone number(s); email, URL, and regular mailing addresses; credentials; licenses held and year of licensure; professional practice areas; and certain demographic information. NAIFA may use this information to process membership applications and renewals, to provide member services, and to contact website visitors. NAIFA may share contact information from its membership list with select companies to promote member programs and raise non-dues revenue. Please notify NAIFA at 1-877-866-2432 if you do not want NAIFA to share your contact information with third parties for purposes other than association business.
NAIFA also collects information from visitors to the NAIFA website who register for NAIFA meetings, events or other programs or who make purchases through the NAIFA website and who provide contact and credit card information for registration or purchase purposes. Except as needed for membership application and renewal, registration, or purchase purposes, or unless required by law, NAIFA does not disclose credit card information to third parties. NAIFA does provide contact information about event attendees to certain companies that sponsor NAIFA events. Please notify NAIFA at 1-877-866-2432 if you do not want NAIFA to share your contact information for this purpose.
NAIFA may also collect information from visitors to the NAIFA website who subscribe to NAIFA publications or who participate in online surveys, drawings, or other programs. NAIFA uses survey information to gauge opinions and interests of website visitors and to gather information about the insurance and financial services industry. Unless required by law, or as otherwise noted in a survey request, NAIFA does not disclose to third parties the identities of those who respond to surveys but may disclose to the public the survey responses themselves, both individually and in the aggregate.
NAIFA may retain personal data for so long as necessary or useful to pursue the legitimate interests of the association. Other factors include the duration of the business or contractual relationship of the association and an individual; archiving of historical information; and legal requirements, including limitations periods during which a legal claim might be brought.
NAIFA works with HubSpot, Inc., which uses technology services, such as cookies, to collect data about NAIFA website visitors and usage to deliver a safer, faster, and more customized website experience. The three types of cookies used are strictly necessary, analytics and performance, and advertising.
This Privacy Statement does not apply to any websites that may be linked to the NAIFA website. NAIFA is not responsible for and has no control over the privacy policies, if any, of such external sites.
Not withstanding NAIFA's efforts to protect the privacy of visitors to the NAIFA website, transmission of sensitive or confidential information to the NAIFA website should be guided by an understanding that electronic communications are not secure against interception.